If you are into a business and lend money from other sources such as banks or other institute for your business, you must know the importance of credit report. What is a credit report? As the name suggest, credit report is a report about your credit performance. In other way of saying it, credit report gives you a complete sight about your credit progress, such as annual credit report, credit report history.
The credit report is very important to identity theft, especially about fraud. The fraud maybe from someone using your credit card accounts that you have never opened, bills sent to the wrong address you don’t have, or other problems that hurt your name and credit. This has becoming the most frigtened element on credit history which you must identify and take into action to take care of.
Most company supplying credit report is taking charge of their credit report, but luckily there are other company that gives free credit report for you to use.
It is very critical that you check your credit history often, because this is the first and most important thing that many lenders see, such as banks and credit card companies. They would look at your credit report when you are going to take a loan, a mortgage, or simply a charge account.
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